State grantTennessee
Flood Mitigation Assistance (FMA) Program
Offered by Tennessee Emergency Management Agency (TEMA)
Found automatically on tn.gov/tema/ready-communities/grants/mitigation-grants/flood-mitigation-assistance.html. Check details with the funder before applying.
- Who can apply
- State agencies, local governments, Tribal Nations, and other eligible entities; homeowners and nonprofits apply through a local government.
- How much
- Up to $25,000,000FY 2026 funding limits: Localized Flood Risk Reduction Projects up to $25 million per subapplication; Project Scoping up to $500,000 per applicant; Local Mitigation Plans up to $25,000 per plan. Federal cost share up to 75% standard, up to 90% for Repetitive Loss properties, up to 100% for Severe Repetitive Loss properties.
- By when
- Due Feb 26, 2027Opens October 22, 2026Applications must be received through the FEMA GO portal by 3 p.m. ET on Friday, February 26, 2027. Late applications will not be considered.
Checked Nov 2, 2026
About this grant
The Flood Mitigation Assistance (FMA) program provides federal funding to reduce or eliminate long-term flood risk to buildings, manufactured homes, and other structures insured through the National Flood Insurance Program. In Tennessee, TEMA administers the program, assists applicants, reviews applications, and submits eligible projects to FEMA. The FY 2026 round makes $400 million available nationwide for localized flood risk reduction projects, project scoping, and local mitigation plans.
Eligibility details
- Notes: Eligible applicants include state agencies, local governments, federally recognized Tribal Nations, and other eligible entities identified in the Notice of Funding Opportunity. Local governments must participate in the National Flood Insurance Program and meet all applicable federal and program requirements. Homeowners, business operators, and nonprofit organizations cannot apply directly to FEMA but may have eligible properties/projects included in a subapplication submitted by an eligible local government or other eligible applicant.
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